All you need to know about flight insurance

Swati Arora October 26, 2020

What Is Flight Insurance?

Flight Insurance is a type of travel insurance that protects the cost of the flight and benefits you in case of accidental death or dismemberment during the flight.

It can help you in getting a refund if you miss a flight or some mishappening occurs while you are flying. Your flight insurance either covers flight accident insurance coverage, or it may also cover a few additional benefits like lost baggage, baggage delay, sickness, and medical evacuation.

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To buy flight insurance, one has to provide all the details of flights like primary destination name, final destination, date of travel, departure time, return time, airline name.

You can secure your trip at EaseMyTrip while booking flights. You only need to click on “Yes, I want to secure my trip with insurance” on the Review page and make the payment after providing all the details. You will immediately receive an e-mail for a flight booking with your flight insurance details on your registered mail id.

Flight Insurance Coverage Is Helpful In Four Different Ways:

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  • Trip Cancellation: It can help you in getting a refund of your flight booking in case you miss the flight or cancel the trip for any reason listed in your policy.
  • Travel Delay: It can cover the costs you did during the flight delay.
  • Medical Benefit: If any medical emergency occurs during the flight, it can cover medical expenses.
  • Accidental Death & Dismemberment Benefit: It can help in receiving a lump sum payment in case you die or met with a serious accident while flying

One must apply for travel insurance in case of an international trip. There should not be any doubt that international trips are expensive, and if you miss the flight for any reason, then it will be a huge loss to you. In fact, domestic travel insurance is equally important as it doesn’t cost you must and prevents you from future losses.

Baggage Benefits Of Travel Insurance

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When you buy travel insurance while traveling to an international destination then it gives you baggage benefits in the following cases:

  • Baggage missing/theft
  • Damage to baggage
  • Delay in checked-in baggage
  • Loss of tablet/laptop

Major Highlights And Benefits Of Domestic Travel Insurance:

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  • Delay/Cancelation of Flight
  • Loss/Baggage Theft
  • Personal Accident Cover
  • Medical Expenses
  • Emergency Cash
  • Hospital & Hotel Accommodation
  • Home Safe Home
  • Round the clock Assistance

What Is Not Covered Under Domestic Travel Insurance?

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Domestic travel insurance doesn’t cover the insured if pre-existing conditions complicated and its related complications like terrorism/war, self-caused injuries, suicide attempts, and the person not following the medical advice, and HIVAIDS.  Domestic travel insurance also doesn’t cover the insured if he is taking participation in illegal activities and criminal acts.

Now, you must have understood the importance of travel insurance. It doesn’t cost you that much that you will take a risk on your trip. You can avail of lots of benefits of travel insurance in unfavorable situations and therefore, it is recommended to avail of a travel insurance policy and enjoy your trip stress-free. Leading travel companies like EaseMyTrip provides 24 hours of assistance to travelers when one has booked flight tickets, hotels, or availed of another travel plan. The company also connects with the insurance company for your claim.

 

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