ICICI LOMBARD GIC LTD
Benefits	Sum Insured	Deductibles
Hospitalization Expenses for Injury	INR 100,000	INR 500
Repatriation of Remains	INR 50,000	NIL
Total Loss of checked in Baggage	INR 10,000	NIL
Delay of Checked in baggage	INR 5,000	6 Hours
Personal Accident	INR 700,000	NIL
Trip Cancellation & Interruption	INR 20,000	INR 500
Trip Delay	INR 10,000	6 Hours

Conditions

Proposed rates are for a single trip policy within the geographical scope of India
The Insurance cover will be valid from the date of commencement of the trip till the date of return to the usual City of Residence or Place of origin or max. 30 days from the date of commencement of the trip,whichever is earlier
The Insured should be an Indian Resident and between 1 to 70 yrs of age and should hold a valid bank account in India
Medical Expenses due to illness will not be covered
Outpatient expenses because of illness will not be covered
"Hospitalisation” means a minimum 24 consecutive hours stay in a Hospital to avail of medical treatment for an Injury or Illness, undergone as per the advice of a Medical Practitioner.
EXCLUSIONS for Medical cover,Personal Accident
Losses arising out of incident(s) arising whilst the Insured is engaging in aviation / ballooning / while mounting into or dismounting from or traveling in any balloon or aircraft other than as a passenger (fare paying or other wise)
Losses arising out of incident(s) arising whilst the insured is engaging in adventurous or hazardous activities
Fog cover not included for Trip Cancellation and Interruption and Trip Delay
Losses arising out of common carrier contingencies will not be covered :-
a) Strike or other job action by employees of a Common Carrier forming part of the Trip covered under the Policy.
b) Equipment Failure of a Common Carrier forming part of the Trip covered under the Policy