Special Conditions

• The coverage will only be provided to the persons in the age band inclusive of 91 days – 70 years old (age last birthday)
• The Coverage under the policy starts when the Insured Person boards the Booked Flight except for the benefit of Trip Cancellation & Interruption where the coverage starts from the time of booking.
• The Coverage under the policy ends when the Insured person returns to the original departure city or till maximum 30 days from the start of the policy (whichever is earlier).
• Trip Cancellation & Interruption benefit is payable for minimum hospitalization of 48 hours within 10 days from the scheduled departure of the Booked Flight (not applicable for accidental claims).
• Trip Cancellation & Interruption due to mass bandh (e.g. due to Covid-19) is not covered under the policy.
• Policy will be cancelled once the customer cancels the booked flight ticket and all the benefits of the policy will be forfeited and premium will be refunded in full if there is no claim.
• The insurance cover under the Policy will be applicable only to the trips booked through the EaseMyTrip platform.
• We should be given immediate written notice of any event that may give rise to a claim under the Policy, in accordance with the claims procedure under the Policy.
• All claims made under the Policy will be subject to the applicable deductible, any sub-limits and the availability of the Sum Insured.
• The Policy does not cover any contractual and consequential liability, except as covered in the Policy or the Certificate of Insurance issued to the customer.

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General Exclusions

We shall not be liable to make any payment for any claim under the Policy in respect of an Insured Person, directly or indirectly for, caused by, arising from or in any way attributable to any of the following, except where provided to the contrary under any Benefit(s) within the Policy:

• Suicide or attempted suicide, intentional self-inflicted Injury or acts of self-destruction, whether the Insured Person is medically sane or insane.
• Bacterial infections (except pyogenic infection which occurs through a cut or wound due to Accident).
• Medical or surgical treatment except as necessary solely and directly as a result of an Accident.
• Certification of disability by a Medical Practitioner who shares the same residence as the Insured Person or who is a member of the Insured Person’s family.
• Death, disability or illness directly or indirectly caused by or associated with any venereal disease or sexually transmitted disease.
• Death, disability or illness resulting directly or indirectly, contributed or aggravated or prolonged by childbirth or from pregnancy or a consequence thereof including ectopic pregnancy unless specifically arising due to Accident.
• Death, disability or illness caused by participation of the Insured Person in any flying activity, except as a bona fide passenger on a public aircraft, which is operating under a valid license from the relevant authority for the transportation of passengers.
• Death, disability or illness or Injury arising from or caused by ionizing radiation or contamination by radioactivity from any nuclear fuel (explosive or hazardous form) or resulting from or from any other cause or event contributing concurrently or in any other sequence to the loss, claim or expense from any nuclear waste from the combustion of nuclear fuel, nuclear, chemical or biological attack.
• Any change of profession after inception of the Policy which results in the enhancement of Our risk under the Policy, if not accepted and endorsed by Us on the Certificate of Insurance.
• Any journey where the Insured Person is travelling as a commercial driver, operator or crew member in, or carrying out any testing or repairs on a Common Carrier
• Any intentional illegal or unlawful act or confiscation, detention, destruction by customs or other authorities or any breach of government regulation.
• Any failure to take reasonable precautions to avoid a claim under the Policy following a mass media or government issued warning.
• any substance, intoxicant, drug, alcohol or hallucinogen.
• Any breach of law or participation of the Insured Person in an actual or attempted felony, riot, crime, misdemeanour or civil commotion with criminal intent.
• Any act of foreign invasion, act of foreign enemies, hostilities, warlike operations (whether war be declared or not or while performing duties in the armed forces of any country during war or at peace time), and participation of the Insured Person in any naval, military or air-force operation, civil war, public defence, rebellion, revolution, insurrection, military or usurped power.
• Engaging in any Hazardous Activities, testing of any kind of Common Carrier, engaging in manual work during a journey, engaging in any offshore work activity, mining, tunnelling or any work involving electrical installation with high tension supply, aerial photography, ammunition, explosives, firearms or flight duty, except as a fare-paying passenger.
• Any journey commenced when You are not fit to travel or are travelling against the advice of a Medical Practitioner.
• Any journey commenced to obtain medical care, treatment or advice of any kind whether this is the sole purpose of Your journey or not.
• Chemical attack or weapons means the emission, discharge, dispersal, release or escape of any solid, liquid or gaseous chemical compound which, when suitably distributed, is capable of causing any Illness, incapacitating disability or death.
• Biological attack or weapons means the emission, discharge, dispersal, release or escape of any pathogenic (disease producing) microorganisms and/or biologically produced toxins (including genetically modified organisms and chemically synthesized toxins) which are capable of causing any Illness, incapacitating disability or death.
• Any generally excluded non-medical expenses as provided in Annexure I of the policy wording.